金融风险管理是金融机构核心职能之一,它专注于识别、评估、监控和控制金融风险,以确保机构的财务稳定和业务持续性。此岗位的工作者需要具备深厚的金融知识,敏锐的风险洞察力,以及严谨的数据分析能力。
1. 深厚的金融知识基础:需掌握金融市场、金融产品、风险管理理论等专业知识。
2. 分析与判断能力:能够准确评估各类风险因素,预测潜在风险,并做出及时有效的应对决策。
3. 数据敏感性:擅长运用数据分析工具,从大量数据中发现风险信号。
4. 法规合规意识:熟悉相关金融法规,确保业务操作符合监管要求。
5. 沟通协作:能与各部门有效沟通,推动风险防控措施的实施。
金融风险管理人员主要负责监控日常业务活动中的风险,通过建立和维护风险管理体系,预防和减轻可能对机构造成损失的风险事件。他们需要持续跟踪市场动态,评估内外部环境变化对风险的影响,为管理层提供风险报告和策略建议。
1. 风险识别与评估:识别各类金融风险(如信用风险、市场风险、操作风险等),进行量化分析和定性评估。
2. 风险模型构建:开发和应用风险评估模型,以量化风险暴露和潜在损失。
3. 风险监控与报告:定期生成风险报告,向管理层和董事会汇报风险状况。
4. 内部控制与审计:参与制定和完善内部控制流程,配合内部审计和外部监管检查。
5. 风险策略制定:根据风险评估结果,提出风险缓解策略,参与决策过程。
6. 风险文化推广:推动风险管理文化的建设,提高全员风险意识。
7. 法规遵从性:确保业务操作符合国内外金融法规,及时调整风险管理策略以应对新的监管要求。
金融风险岗位要求专业人士具备全面的风险管理技能,以确保金融机构在复杂多变的市场环境中稳健运营。他们的工作不仅是对风险的控制,更是对未来的预见和防范,是金融机构稳健发展的守护者。
第1篇 金融风险总监岗位职责
大数据金融风险咨询总监 任职要求:
1、本科以上学历,外资背景优先
2、有大数据或者零售风险模型经验优先
3、有创新风险业务场景经验优先
4、踏实、上进、有想法和干劲优先 任职要求:
1、本科以上学历,外资背景优先
2、有大数据或者零售风险模型经验优先
3、有创新风险业务场景经验优先
4、踏实、上进、有想法和干劲优先
第2篇 咨询 - 金融风险管理岗位职责要求
职位描述:
responsibilities:
1) for the financial sector clients (mainly banks) are not limited to business transformation and solutions in the field of financial innovation, including demand planning, architecture design, implementation, management mechanism design, etc.;
2) guide consultants and consultants to complete project delivery and control project quality;
3) maintain customer relationship, e_plore potential market opportunities and implement the business negotiation process.
requirements:
1) 5 years and above international consulting institutions, internationally renowned it companies or financial industry e_perience;
2) banking transformation and business innovation related, information product design and business architecture, application architecture, data architecture planning related work e_perience is preferred;
3) master the mainstream analysis and research methods, and be able to apply it to practice, and have unique insights into emerging technologies and cutting-edge technologies;
4) have the ability to independently dominate and manage project delivery, and have a certain business market to e_ploit potential.
第3篇 金融风险管理岗岗位职责
(1)年龄35周岁(含)以下,全日制大学本科及以上学历,金融、统计学、法律等相关专业优先。
(2)具备3年以上银行信贷或风险从业经验,或具备1年以上互联网在线融资反欺诈从业经验。
(3)具备风险管理相关专业知识,能熟练运用信用风险识别与计量的方法和工具。
(4)具有较强的文字表达能力、沟通能力和综合协调能力。
第4篇 金融风险平台研发工程师职位描述与岗位职责任职要求
职位描述:
职位描述
负责互联网金融风险领域系统研发,独立完成中小型项目的系统分析、设计,并主导完成详细设计和编码任务,协同团队作战,确保项目的进度和质量。
职位要求
1、具有扎实的java编程基础,熟悉常用的java开源框架;
2、有较强的学习能力和独立思考能力,喜欢挑战,有志于拓展数据研发和算法能力,通过数据和算法建立数据驱动的风险平台;具有数据研发和算法研究经验者优先;
3、具有基于数据库、缓存、分布式存储开发高性能、高可用系统工作经验者优先;
4、具备金融风险领域业务知识,对金融有强烈兴趣者优化。
工作地点
杭州、上海
第5篇 金融风险咨询岗位职责
大数据金融风险咨询总监 任职要求:
1、本科以上学历,外资背景优先
2、有大数据或者零售风险模型经验优先
3、有创新风险业务场景经验优先
4、踏实、上进、有想法和干劲优先 任职要求:
1、本科以上学历,外资背景优先
2、有大数据或者零售风险模型经验优先
3、有创新风险业务场景经验优先
4、踏实、上进、有想法和干劲优先
第6篇 金融风险管理岗位职责任职要求
金融风险管理岗位职责
岗位职责:
搭建汽车金融产品的信用风险、欺诈风险的风险管理策略和模型,为portfolio的核心风险指标负责。建设和培养公司专业风险管理人才。
岗位要求:
1、熟悉金融零售业务准入授信、贷中、贷后全生命周期的风险政策。曾负责过消费金融产品portfolio的核心风控指标。
2、具备业务导向和产品意识,能够结合市场环境、竞品来影响金融产品设计和获客,按照产品属性来搭建风控策略和模型,并预测及控制风险。
3、熟悉风险模型和机器学习,有独立思考,定义问题和解决问题能力。能够根据数据说话,先知先觉。
熟悉单体经济, p&l,风险定价,并有实际运用经验。
4、汽车金融、银行零售业务风险管理负责人,或者征信公司、fintech 公司风险管理资深人才。
5、硕士以上学历,数学、统计学、物理学、金融工程等理科教育背景。
岗位职责:
搭建汽车金融产品的信用风险、欺诈风险的风险管理策略和模型,为portfolio的核心风险指标负责。建设和培养公司专业风险管理人才。
岗位要求:
1、熟悉金融零售业务准入授信、贷中、贷后全生命周期的风险政策。曾负责过消费金融产品portfolio的核心风控指标。
2、具备业务导向和产品意识,能够结合市场环境、竞品来影响金融产品设计和获客,按照产品属性来搭建风控策略和模型,并预测及控制风险。
3、熟悉风险模型和机器学习,有独立思考,定义问题和解决问题能力。能够根据数据说话,先知先觉。
熟悉单体经济, p&l,风险定价,并有实际运用经验。
4、汽车金融、银行零售业务风险管理负责人,或者征信公司、fintech 公司风险管理资深人才。
5、硕士以上学历,数学、统计学、物理学、金融工程等理科教育背景。
金融风险管理岗位
第7篇 金融风险专员岗位职责
咨询 - 尽职调查专员(金融风险管理) 毕马威中国 kpmg china 毕马威华振会计师事务所(特殊普通合伙)上海分所,上海毕马威华振,毕马威中国 kpmg china,毕马威华振,毕马威华振会计师 kpmg managed services provides an innovative and cost effective solution for the delivery of large scale remediation and/or ongoing servicing of regulated business processes across multiple industries, geographies and services.
毕马威的运营服务中心致力于为各行各业、不同地域以及不同服务类型的客户提供一系列创新完善、高效价优的整体解决方案,该服务将针对不同的金融监管机构颁布的法律法规为企业提供大型改善管理类服务以及/或持续性合规服务。
job description(职位描述)
the due diligence handler is responsible for conducting a periodic review in line with client policy to fulfil customer due diligence (cdd) requirements, otherwise known as anti-money laundering (aml) know your customer (kyc). you will be e_pected to deliver against targets for productivity, quality and customer engagement, managing your own caseload and taking client feedback from approvers who are responsible for quality checking cases.
尽职调查专员需按客户需求定期进行审查,以达到客户尽职调查要求,如反洗钱,掌握您的客户信息等。尽职调查专员需要实时掌握客户经营状况,收集客户的反馈,协助了解一系列与客户或其企业运营情况的相关信息,如生产状况、产品质量,客户项目等,进行收集整理并提供调查报告。
responsibilities (岗位职责)
- ability to perform remediation and renewal reviews of cdd
- 对客户实行尽职调查,提供实时有效的建议及改进方案
- ability to use telephone, emails and letters to engage directly with customers of clients to obtain specific cdd information
- 能够通过电话,邮件或信件各种渠道与客户进行高效的沟通,及时获取准确的客户信息
- understanding information and documentation requirements for corporate structures in cdd conte_t and the ability to use or quote evidence reference material
- 掌握以及了解企业基本架构,能引用相关法律法规文件辅助进行尽职调查
- provide timely review and follow up actions on referrals or queries
- 及时跟进客户提出的问题
- ability to make decisions and able to determine needs for escalation
- 能够根据不同项目的情况及时做出应对或判断是否需要上报
- manage caseload throughout end to end process in timely manner
- 及时跟进客户的尽职调查工作,并按时完成
- ability to research data from related systems
- 熟练运用不同的搜索工具进行资料收集,通过多方渠道,实时掌握客户最新情况以便能高效地完成尽职调查
basic requirement (岗位要求)
- bachelor’s degree holder in operations or related discipline; ideally with 1-2years’ e_perience of handling customer due diligence business processes
- 本科或以上学历,运营或相关专业,有1-2年处理客户调查分析或相关业务背景者优先考虑
- ability to assimilate and apply detailed process instructions
- 熟悉各项工作流程,针对不同的项目可以灵活地做出相应的工作调整
- fluent writing and verbal communication in english, mandarin and cantonese is needed
- 良好的书面表达及口头沟通能力,含英语、中文及粤语
- proficiency in microsoft office (powerpoint, word, e_cel) or other related applications
- 能熟练地使用powerpoint, word, e_cel等办公室软件
- strong attention to detail and accuracy
- 工作细心,注重细节及数据准确性
- highly motivated to deliver results to the right standards and targets
- 主动性强,能按时按质完成工作
- demonstrate e_cellent analytical skills and problem solving, self motivation and possess an enquiring mind
- 具有良好的分析及解决问题能力,主动性强及具备钻研精神
- a good team player with the ability to deliver efficient working outcomes and overcome challenges even under pressure
- 具有团队合作精神及抗压能力,能高效地与团队成员共同完成工作
- ability to thrive in a challenging environment and can adapt to different situations
- 能适应不同的工作环境并克服不同的挑战和挫折以实现项目目标,与团队共同成长
第8篇 咨询 - 金融风险量化及人工智能业务岗位职责要求
职位描述:
we are looking for a few candidates to fill in the positions of advanced analytics services (aas) group in beijing and shanghai.we are interested in competent candidates who want to further develop their quantitative and artificial intelligence (ai) skills. the requirement for a qualified candidates are:
1. master or ph.d. degree in a quantitative field, such as mathematics, statistics, mathematical finance and artificial intelligence related;
2. solid background in mathematical finance or machine learning; in-depth knowledge of probability theory, stochastic processes, optimization theory and numerical analysis is a plus;
3.hand-on e_perience with at least one of the programming languages such as vba, r, python, java, c++ and matlab;knowledge of mapreduce, spark, caffe, tensorflow or nervana neo is a plus;
3. fluency in written and spoken mandarin / english ideally;
4. e_cellent communication and interpersonal skills;
5. proficiency with ms e_cel and word is a must.
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who we are
ernst & young’s advanced analytics services (aas) professionals have assisted a variety of financial services institutions to improve quantitative processes by providing objective advices and services that are tailored to their needs, instill confidence in the models and methodologies deployed, and help e_ecute sustainable improvements.
differentiated by our ability to leverage sophisticated quantitative skills, artificial intelligence capabilities, practical marketplace e_perience and global resources, we have a deep knowledge of risk measurement and valuation, modeling techniques and the technologies used to apply these within an effective infrastructure.
what we do
1.derivatives valuation and benchmarking
we provide assurance and advisory services that assist in improving audit quality and financial statement reliability through a thorough review of derivative valuations, pricing and risk measurement as well as the associated processes and methodologies. because we have independently revalued thousands of derivative transactions, we leverage leading practices and provide market insight that helps improve valuation, risk measurement and risk control methods.
2.artificial intelligence modelling
with the e_tensive hands-on e_periences in the financial industry over a decade, we understand the business no less than the financial institutions do. due to the increasing needs of artificial intelligence from the business, we leverage our in-depth quantitative techniques to provide practical solutions based on machine learning models for business applications. our service covers problem identification, data acquisition, data e_ploration and visualization, as well as e_perimenting with machine learning algorithms to support institutions in making effective decisions. additionally, our team works collaboratively to develop and deploy machine learning strategies across a variety of asset classes in both domestic and overseas markets to meet business needs.
3.model review and validation
as the comple_ity of financial markets and products increased, so has the reliance on financial models. today, models are widely used across a broad range of valuation and risk measurement processes and have become a critical tool for management decision-making and e_ternal reporting. additionally, regulators and shareholders are looking for greater disclosure regarding the models utilized, including their assumptions and inputs.our aas team has hands-on industry e_perience, strong technical skill and a thorough understanding of supervisory, shareholder and business stakeholder e_pectations.we have conducted model reviews and performed validation services for a wide variety of leading third-party and proprietary models covering market risk, credit risk, operational risk, economic capital, pricing, valuation and capital reserves.
4.model development and implementation
we recognize that not all institutions have the time, skill or resources to develop valuation and risk models. ernst & young’s aas professionals leverage their model development and implementation e_perience, solid quantitative skills and in-depth knowledge of interest rate and credit derivatives products, structured finance products and capital markets to assist institutions that are unable to tackle these projects in-house. our model development and implementation services cover a wide range of products in banking, insurance and asset management and use a variety of standard programming languages, such as c, c++, c# and vba.
5.valuation and risk system implementation
our services include defining business requirements, developing technical specifications, requests for information (rfis) and requests for proposals (rfps), evaluating and selecting systems, assisting in customization and implementation, mapping and converting data, benchmarking models and data, writing reports and testing development and e_ecution.
第9篇 金融风险岗位职责
网贷数据分析岗 大地财险个人贷款保证保险事业部 中国大地财产保险股份有限公司个人贷款保证保险事业部(分支机构) 职责描述:
1、根据业务需要按时产出分析报表
2、协助完成风险规则的系统部署、测试
3、负责项目的需求调研、数据挖掘模型、评分卡模型
4、完成领导交办的其他任务
任职要求:
1、大学本科及以上学历,统计学、数学、金融工程、物理学专业优先
2、1年及以上银行、小贷、互联网金融等风险政策分析相关工作经验者优先
3、熟悉小额消费信贷、信用卡风险和信贷管理等相关内容,熟悉信贷业务风控流程
4、熟悉数据分析与数据挖掘理论,熟练使用sas、sql、spss等进行数据分析工作
5、具备良好的表达能力,能够独立进行数据分析、政策编写等
第10篇 金融风险管理岗位职责
金融风险管理 同方全球人寿 同方全球人寿保险有限公司,同方全球人寿,海康人寿,同方全球 工作职责:
1.定期组织对公司风险偏好、容忍度及限额的修订和优化工作;
2.制定与维护金融风险相关管理办法,包括承保、流动性、交易对手和资产负债管理相关办法;
3.分析关键金融风险指标,对于异常情况应组织协调相关部门进行分析和制定对策;
4.对年度业务规划进行独立性金融风险评估;
5.根据公司内部管理及监管要求,完成相应的风险管理报告,包括集团流动性测试报告和资产负债管理报告;
6.根据公司内部管理及监管要求,统筹收集与编写风险控制委员会会议材料;
7.根据董事会以及风险控制委员会等会议要求,对金融风险管理相关内容进行落实和追踪;
8.定期跟集团沟通金融风险管理相关内容,并落实集团的金融风险管理要求。
任职资格:
1.全日制本科及以上学历,金融、精算、财务等专业优先;
2.三年以上保险行业相关工作经验,具备精算背景,通过基本精算考试;
3.具备数据敏感度,熟悉保险行业法律法规和政策;熟悉风险评估和计量方法;
4.独立、具备优秀的沟通协调能力,项目推进能力;
5.须具备基本e_cel建模型能力 (如现金流模型)。
第11篇 金融风险经理岗位职责
零售金融风险经理 tcl金融控股集团(广州)有限公司 tcl集团财务有限公司分支机构 职责描述:
1、风险模型的搭建与优化,结合各类大数据建立贷前风控模型,根据产品反馈不断分析优化模型;
2、风控政策的制定与更新,精通贷前贷中贷后的风控政策逻辑,结合业务过程中的问题,给出针对性及专业性的指导,对风控政策进行持续优化;
3、对风控体系进行整体建设,提出长远规划及跟踪执行,制定完善的业务风控流程及各项规章制度;
任职要求:
1、3年以上信贷或消费金融风控领域工作经验,1年以上风控系统建设或优化经验;
2、掌握信贷、消费金融、车贷、房贷等相关市场业务知识、操作流程、行业规范等信息;
3、良好的沟通协调能力、市场分析能力,广泛的信息、数据获取渠道
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