精算师是保险、金融和其他相关行业的专业顾问,他们运用数学、统计学和经济学知识,评估风险和财务不确定性,为公司制定策略和决策提供科学依据。
1. 深厚的数学基础:精算师需精通概率论、统计学和微积分,以进行复杂的风险分析。
2. 金融知识:掌握财务报告、投资理论和保险原理,理解市场动态和经济环境。
3. 计算技能:熟练使用精算软件和编程语言,如r、python,进行数据分析和建模。
4. 法规理解:了解相关行业法规,确保业务合规性。
5. 沟通能力:能够清晰地向非专业人士解释复杂的精算概念和结果。
6. 创新思维:不断探索新的分析方法和技术,以适应不断变化的市场环境。
精算师的工作日常涉及以下几方面:
1. 风险评估:计算潜在损失的可能性和规模,为保险公司设定保费和储备金。
2. 产品开发:参与设计保险产品,预测其成本和盈利能力。
3. 投资分析:评估投资组合的风险和回报,为公司资产配置提供建议。
4. 财务报告:协助准备和审核财务报表,确保数据准确无误。
5. 管理咨询:为公司管理层提供关于业务策略和决策的精算建议。
6. 监管合规:确保公司的精算实践符合行业标准和法规要求。
1. 数据收集与分析:收集历史损失数据,分析趋势,预测未来可能的赔付情况。
2. 建立模型:构建统计模型,模拟各种风险场景,如死亡率、疾病发生率、利率变动等。
3. 项目管理:协调跨部门合作,确保精算项目的顺利进行。
4. 定价策略:基于风险评估,制定保险产品的定价策略。
5. 内部审计:定期审查公司的精算假设和方法,确保其合理性和准确性。
6. 法规遵循:关注政策变化,更新精算模型以适应新的监管要求。
7. 培训与指导:为同事和管理层提供精算知识培训,提高整个组织的风险管理能力。
精算师的角色不仅限于数学计算,更在于将复杂的精算原理转化为实际的业务解决方案,为公司的稳健运营提供关键支持。他们的工作成果直接影响到公司的财务稳定性和市场竞争力。
第1篇 财务精算师岗位职责
岗位职责:
1、负责新产品的开发和责任准备金核算等工作
2、负责利源分析及动态偿付能力测试等工作
3、负责商业计划的测算和编制等工作
4、负责公司负债评估、偿付能力的计算
5、负责精算报表、精算报告的编制与报送
6、负责分保询价与分保协议的签订
7、负责保险基本法测算
任职资格:
1、本科及以上学历,精算、金融、保险、数学、统计等相关专业
2、1年以上销售管理经验,熟悉行业知识
3、具有2年以上产品开发工作经验、1年以上精算评估工作经验
4、具有国家认可的精算师资格认证者优先
5、具有一定的团队管理能力、团队合作精神强
6、具有有较好的语言组织能力,善于与人沟通
7、具有良好的学习、适应能力,能承受一定的工作压力
第2篇 保险精算师岗位职责
保险精算师 亚东星恒信息技术有限公司 亚东星恒信息技术有限公司 职责描述:
1、负责寿险产品风险评估和定价建模及精算相关报告;
2、深入了解需求和保险产品设计;
3、负责风险管理流程和标准化。
任职要求:
1、数学,统计,保险等专业本科及以上学历;
2、3-5年以上相关工作经验,精算师优先,寿险行业优先;
3、统计分析能力强,熟悉sql、r、sas;
4、具有高度的责任心,良好的沟通协调能力和团队合作精神。
第3篇 精算师岗位职责
精算师 轩宇汽车 保定轩宇汽车集团有限公司,轩宇汽车,轩宇 职责描述:
1、分析研究公司、行业数据,根据公司发展战略和市场需求,负责进行公司产品的业务定位和经营策略等工作;
2、为相关部门提供精算技术支持,建立并完善精算管理体系、制度、流程;
3、定期输出分析报告,包括业绩分析、市场研究、活动效果评估等,为公司营销策略、产品方向、运作支持等方面提供决策建议;
4、根据业务部门需求,充分利用过去和现有数据资源,进行数据提取、整理和挖掘,建立合适的分析模型评估整体业务的发展趋势;
5、对公司各层面运营工作提供数据分析,形成报表,为公司的商业计划、预算管理、财务报告、投资决策、偿付能力、价值评估等提供专业技术支持。
任职要求:
1.本科及以上学历,金融,保险精算数理统计等相关专业 ;
2.2年以上金融行业精算或数据分析的经验,有精算师资格证书者优先;
3.具有良好的逻辑分析能力,较强的分析能力和沟通能力
4.工作积极主动,踏实,有很强的责任心,具有良好的团队协作精神
第4篇 金融精算师岗位职责
高级金融精算师 中国平安人寿保险股份有限公司广州市珠江支公司 中国平安人寿保险股份有限公司广州市珠江支公司,中国平安 任职要求:
(1)年龄:25-35周岁;
(2)学历:高中及以上学历;
(3)工作经验不限,欢迎应届毕业生的加入;
(4)性格外向,具有较强的人际交往与沟通能力;
(5)有良好的心理素质和工作习惯,自律性好,有责任心;
(6)有信用卡、证券、贷款等服务业及房产中介、汽车4s店、酒店服务、物业公司等相关行业工作经验
者优先;
(7)无不良嗜好,无违法犯罪记录。
第5篇 助理精算师岗位职责
保险精算经理助理精算师(某美资公司) actuarial assistant manager/ manager
esponsibilities:
- develop, maintain and control of actuarial model - promise model;
- assist the management of actuarial support center;
- coach juniors and lead the team to complete bus support tasks or actuarial projects;
- perform actuarial model development, ensure actuarial model design and control standards are met;
- prepare financial and statistical reports.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics;
- attained associateship in a recognized actuarial association;
- at least 4 years’ relevant working e_perience;
- solid actuarial modeling skills;
- e_cellent communication skills, proficient in written/spoken english;
- a good team player.
actuarial assistant / senior actuarial associate
responsibilities:
- be familiar with prophet system, support promise actuarial model activities.
- receive guidance from locals and ca on all technical matters and infrastructure related matters.
- handle assignments from ca and deliver quality output within deadlines.
- perform change control and production runs, maintenance of the model.
- documentation of the development.
- assist financial and statistical reports preparation.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics.
- associate or close to associate of actuarial body (e.g. asa).
- good problem solving and analytical skills.
- good communication skills, proficient in written/spoken english.
- a good team player. 申请此职位候选人必须英语口语流利,有报考精算师(包括国外或中国精算师证)证书经历,并通过l四门以上科目,有在金融机构或在大学做过金融产品精算项目实习,也可申请此职位! actuarial assistant manager/ manager
esponsibilities:
- develop, maintain and control of actuarial model - promise model;
- assist the management of actuarial support center;
- coach juniors and lead the team to complete bus support tasks or actuarial projects;
- perform actuarial model development, ensure actuarial model design and control standards are met;
- prepare financial and statistical reports.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics;
- attained associateship in a recognized actuarial association;
- at least 4 years’ relevant working e_perience;
- solid actuarial modeling skills;
- e_cellent communication skills, proficient in written/spoken english;
- a good team player.
actuarial assistant / senior actuarial associate
responsibilities:
- be familiar with prophet system, support promise actuarial model activities.
- receive guidance from locals and ca on all technical matters and infrastructure related matters.
- handle assignments from ca and deliver quality output within deadlines.
- perform change control and production runs, maintenance of the model.
- documentation of the development.
- assist financial and statistical reports preparation.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics.
- associate or close to associate of actuarial body (e.g. asa).
- good problem solving and analytical skills.
- good communication skills, proficient in written/spoken english.
- a good team player.
第6篇 精算师助理岗位职责
保险精算经理助理精算师(某美资公司) actuarial assistant manager/ manager
esponsibilities:
- develop, maintain and control of actuarial model - promise model;
- assist the management of actuarial support center;
- coach juniors and lead the team to complete bus support tasks or actuarial projects;
- perform actuarial model development, ensure actuarial model design and control standards are met;
- prepare financial and statistical reports.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics;
- attained associateship in a recognized actuarial association;
- at least 4 years’ relevant working e_perience;
- solid actuarial modeling skills;
- e_cellent communication skills, proficient in written/spoken english;
- a good team player.
actuarial assistant / senior actuarial associate
responsibilities:
- be familiar with prophet system, support promise actuarial model activities.
- receive guidance from locals and ca on all technical matters and infrastructure related matters.
- handle assignments from ca and deliver quality output within deadlines.
- perform change control and production runs, maintenance of the model.
- documentation of the development.
- assist financial and statistical reports preparation.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics.
- associate or close to associate of actuarial body (e.g. asa).
- good problem solving and analytical skills.
- good communication skills, proficient in written/spoken english.
- a good team player. 申请此职位候选人必须英语口语流利,有报考精算师(包括国外或中国精算师证)证书经历,并通过l四门以上科目,有在金融机构或在大学做过金融产品精算项目实习,也可申请此职位! actuarial assistant manager/ manager
esponsibilities:
- develop, maintain and control of actuarial model - promise model;
- assist the management of actuarial support center;
- coach juniors and lead the team to complete bus support tasks or actuarial projects;
- perform actuarial model development, ensure actuarial model design and control standards are met;
- prepare financial and statistical reports.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics;
- attained associateship in a recognized actuarial association;
- at least 4 years’ relevant working e_perience;
- solid actuarial modeling skills;
- e_cellent communication skills, proficient in written/spoken english;
- a good team player.
actuarial assistant / senior actuarial associate
responsibilities:
- be familiar with prophet system, support promise actuarial model activities.
- receive guidance from locals and ca on all technical matters and infrastructure related matters.
- handle assignments from ca and deliver quality output within deadlines.
- perform change control and production runs, maintenance of the model.
- documentation of the development.
- assist financial and statistical reports preparation.
requirements:
- university graduate with a major in actuarial science, mathematics or statistics.
- associate or close to associate of actuarial body (e.g. asa).
- good problem solving and analytical skills.
- good communication skills, proficient in written/spoken english.
- a good team player.
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